Seems like there is no way to escape this stuff these days but anyway just so you know what to expect.
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You should always seek the appropriate professional advice before making any final decision. This is my site and I will not hold back if something needs to be said but I will not tolerate personal attacks of any type.
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Please note that you do not need to make it known to me who you are. Because of the large amount of information I receive it is not possible for me to contact you by phone. If you wish to remain anonymous that is fine but I will need an email address to contact you.